Understanding Mortgage Types

To quote a mortgage broker: “There is a different loan for a different need.” In other words, the type of mortgage you get depends on your individual situation. A good lender will get a sense of your needs from your credit report, your assets, and your employment history. He can then recommend some options for […]



Buying A House With Bad Credit?

One very frequent question has to do with bad credit and VA loan qualifying. There’s good news! VA guidelines state no credit score minimum for qualifying for a VA loan. VA-approved lenders consider debt-to-income ratios, residual incomes and loan histories, as well as complete credit histories and FICO scores, to determine whether an applicant is […]


Deciding What Type of Home to Buy

So you’ve decided it’s time to become a homeowner. Great decision! You’ll be making an investment in your future – and building equity in a place all your own – instead of enriching your landlord. One of the most important decisions you’ll make as you proceed in the homebuying process is the type of home […]


Now is the Time to Buy! Don’t Wait!

  You may have heard or read advice that suggests you should wait until next year to buy a home because prices are likely to go even lower than they are now. That may or may not be true. But even supposing prices do decline further, will you really be ahead by delaying your purchase? There are exceptional […]


Owe More Than It’s Worth?

Owe more money than your house is actually worth? Wish there was a way the bank would accept less than what is owed to them on your home? If you’re a qualifying homeowner, then a Short Sale is the answer you’ve been waiting for!   FIND US ON:  


How to Avoid a Bidding War on a House

You’ve taken the initial tour, explored every room, and pictured how the entire place will look with some new paint and your furniture. After weeks or even months, you have finally found the home you want. You call your real estate agent, ready to make an offer and get that contract hammered out. That’s when […]


10 Reasons to Buy a Condo

Some people only need one reason to buy a condominium as opposed to a house. If you are looking for a new place to live, and are located in an area where condos are plentiful and ideally located, you no doubt have given the prospect of owning one some serious thought. Yes, there are things […]