Buried In Homeowner Debts?

How can I get out from under the debts on my home? If the market value of your home is less than what you owe on your current mortgage, you may qualify for a legal, lender approved solution known as a Short Sale. A Short Sale can be accomplished by negotiating with your bank or lending […]

Why Renters Should Consider Buying a Home

With the home prices down 35 percent since their 2006 peak and mortgage interest rates at record lows, purchasing a home may be more affordable than ever for first-time buyers. It also may be time for some renters to consider buying a place of their own. Whatever the situation, here are some guidelines to keep in mind when […]

Understanding Mortgage Types

To quote a mortgage broker: “There is a different loan for a different need.” In other words, the type of mortgage you get depends on your individual situation. A good lender will get a sense of your needs from your credit report, your assets, and your employment history. He can then recommend some options for […]

Buying A House With Bad Credit?

One very frequent question has to do with bad credit and VA loan qualifying. There’s good news! VA guidelines state no credit score minimum for qualifying for a VA loan. VA-approved lenders consider debt-to-income ratios, residual incomes and loan histories, as well as complete credit histories and FICO scores, to determine whether an applicant is […]

Deciding What Type of Home to Buy

So you’ve decided it’s time to become a homeowner. Great decision! You’ll be making an investment in your future – and building equity in a place all your own – instead of enriching your landlord. One of the most important decisions you’ll make as you proceed in the homebuying process is the type of home […]

Now is the Time to Buy! Don’t Wait!

  You may have heard or read advice that suggests you should wait until next year to buy a home because prices are likely to go even lower than they are now. That may or may not be true. But even supposing prices do decline further, will you really be ahead by delaying your purchase? There are exceptional […]

Owe More Than It’s Worth?

Owe more money than your house is actually worth? Wish there was a way the bank would accept less than what is owed to them on your home? If you’re a qualifying homeowner, then a Short Sale is the answer you’ve been waiting for!   FIND US ON: