10 Ways To Build Credit!

 Credit makes the financial world go ’round. That’s true for Fortune 500 companies, first-time homebuyers and aspiring college students alike. Lenders make decisions about the creditworthiness of borrowers based primarily on credit reportsand credit scores — two ways to quickly assess an applicant’s credit history. The strength of your credit history is what determines if you qualify for a credit card, […]

What to Know About a Down Payment

When you buy real estate, it’s very exciting. First, you shop until you find your dream home (or maybe your dream home minus some bedrooms and closets). Then, you write possibly the biggest check of your life. What is it? What happens to it? It’s Not Actually a “Down Payment” Because it’s the first money that […]

So, You Think You Want to Go FSBO?

Many sellers entertain the idea of selling their home without an agent.  They always have. Particularly today, with so much information online, many believe that the Internet weakened the role of the agent; that the agent’s value is not what it used to be. However, when it comes time to sell a home, it’s common […]

What is a Short Sale?

  As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that’s less than the amount they owe on the property. As part of this arrangement, […]

Buried In Homeowner Debts?

How can I get out from under the debts on my home? If the market value of your home is less than what you owe on your current mortgage, you may qualify for a legal, lender approved solution known as a Short Sale. A Short Sale can be accomplished by negotiating with your bank or lending […]

Why Renters Should Consider Buying a Home

With the home prices down 35 percent since their 2006 peak and mortgage interest rates at record lows, purchasing a home may be more affordable than ever for first-time buyers. It also may be time for some renters to consider buying a place of their own. Whatever the situation, here are some guidelines to keep in mind when […]